Media


TRAC Most Valuable Practice Award

Last month our office manager Tracey Parkin represented TRAC with attendance at the dealer group’s Executive Education Program.  Tracey attended Yale University for a management course and also visited global Read more…




Expansion of Pension Home Loan Scheme from 1 July 2019

More attention is being paid to Housing Wealth to assist Asset Rich, Cashflow Poor retirees in the USA.   Equity home loans for retirees has a mixed history in both the Read more…




Additional 1 July 2019 Superannuation Changes

No More Work Test For Recent Retirees Effects those aged 65 to 74 with a total superannuation balance below $300,000   You will be able to make personal contributions for 12 Read more…




Important 1 July 2019 Superannuation Changes

From July 1 new rules come into place that may effect your super fund.  Original Intent The changes are designed to protect the balances of superannuation accounts for members. Let’s say Read more…




Recognition for The Retirement Advice Centre

At last month’s National Millennium3 dealer group conference in Cairns, the awards evening (in a tropical beach theme) was held.   It was with great pride that we can let Read more…




The 3 Best Debit Cards for Travellers?

Whether travelling for business or holidays, arranging foreign exchange currency and knowing which cards to use is tricky.   This article from another publication expresses their views on what the Read more…




Price of Success

On hundreds of occasions I’ve met with a new client and we’ve discussed their financial situation. It’s pretty obvious huh…that’s why they walked in my door in the first place. Read more…




New Research from the 2008 GFC & it’s implications for Australian Housing

In September 2018, Dean Baker of the Center for Economic and Policy Research published a white paper that analysed the Global Financial Crisis (GFC) called The Housing Bubble and the Great Read more…




Hayne Royal Commission commentary

The recommendations from the Hayne Royal Commission into Financial Services have been handed down. On Monday, the Government released the final report from the Royal Commission into Misconduct in the Read more…




Client Wins

  Another channel we created within Slack is our ‘Client Wins’. It’s important that all of the team, including those in the back office working on the administration support and Read more…




Our Retirement Wall continues to grow

  Our Retirement Wall continues to build and we’ve taken delivery of our 3rd champagne cork board this week (and one red wine cork as well) with the 4th in Read more…




Dimensional on market volatility (video)

  The stockmarket level of volatility has been very quiet for many years.  In fact, the level of movement has been at historical records for it’s plain sailing consistency. It’s Read more…




Insights to giving blood

  For the past couple of years, our office has been utilising an internal communication platform called ‘Slack’. Slack is a type of instant messaging service that eliminates the need Read more…




Recommended Investment Podcast Listening

An investment advice firm in New York is owned by Barry Ritholtz whom has built quite a following on social media with his opinions. Barry has launched a podcast via Read more…




Recommended Reading Ageing Well

Professor George Vaillant of Harvard University is the author of this book, a follow up to his NY Times best seller Ageing Well.  I’ve listened to the audio version, which Read more…




5 Reasons For Market Volatility in October

October was an anxious month for investors as the US market fell 7% while the Australian market fell by about 5%.   There was no single major reason for the Read more…




“Heartbreaking” Property Auction: Example of Anchoring Bias

  In last weekend’s News.com.au article, a story of how a property, as part of a deceased estate, failed to reach it’s price expectations for the beneficiaries caused a lot Read more…




Flat Fee, Fixed Price Financial Advice For Retirement

The Retirement Advice Centre offers you the opportunity to work with an adviser based upon a Flat Fee, Fixed Price Membership Style pricing model. Payment is like a membership program. Read more…




Rising Interest Rates and It’s Impact Upon You

It doesn’t get a lot of media attention, but there has been a lot of action going on in the bond markets in recent months. This relates to the speculation Read more…




Podcast – The Pineapple Project

Recommended Listening If you’re interested in listening to a podcast about money subjects, without falling asleep, then I’d suggest The Pineapple Project is one of your best options. Hosted by Read more…




Recommended Reading: Age-Proof

Recommended Reading This book is authored by Dr Mike Roizen, a long time wellness expert of the Cleveland Clinic, and Jean Chatzky of the NBC Today Show. The book is Read more…




Lessons from the Forbes Rich List

Most people who are intent on building their personal and business finances know there is no quick road to wealth. While some people dream about their lucky numbers finally being Read more…




Accident Cover Life Insurance

Accidental Cover Life Insurance The royal commission this week is examining insurance companies and the direct outbound call centres that sell their products. The Australian Financial Review reported that the Read more…




Meet The Team – Sarah Broady

As part of our Meet the Team series, this is an opportunity to get to know each of us better with an informal chat. In this video we speak with Read more…




60 Seconds with Tracey Parkin

In March this year, Tracey Parkin clocked over a 10 year milestone being with our office. It honestly doesn’t seem that long ago when she started as a part-time administrator with Read more…




Plan for an EPIC Retirement

Your EPIC Retirement Plan   Our new retirement video highlights four key areas to a thriving, successful retirement. Consider the opportunities that come with seeing retirement in an entirely new light. Read more…




Is it time to consider what Retirement means for you?

Whether you’ve been told you should retire at 65, or some other age, retirement is always a highly personal decision – at least in the traditional sense. Many of us Read more…




The Science of Retirement

Retirement is often envisioned as a bed of roses.  All the hard working years are over, and now it’s time to put up your feet and relax. That’s what the Read more…




Grandparents (or Parents) investing for children – Tips

Grandparents and Parents often ask about how they go about investing money into shares for their kids or grandchildren. The tax implication of setting up ownership of these shares can Read more…




Retiring Right: how to navigate life after leaving the workforce

Retirement is referred to as the golden years, most of look forward to the day when we can hang up our work boots but for some people it can be Read more…




Downsizing Dilemma: Should you stay or go?

When you hit retirement and the kids have long flown the nest, many people consider moving to a smaller home, it’s a pretty big decision and you don’t want to Read more…




A new approach | FS Advice Cover Story

Kerry Sydee speaks with our very own David Reed in the cover story of the latest edition of FS Advice (Volume 11, Issue 02). Read what David has to say about the Read more…




TRAC Clients feature in magazine The Really Simple Guide to Money

In recent months a number of our clients were contacted by the journalist from The Really Simple Guide to Money. The feature of the magazine was exploring financial issues at Read more…




David Reed Wins 2016 Global Financial Planning Award

We are very proud to advise that our own David Reed has been formally announced as the winner of the 2016 Global Financial Planning Award (European Region which includes Australia, New Zealand and Russia). Read more…




David Reed in line-up for top Global Financial Planning Award 2016

We are proud to announce that on the 22nd June 2016, David Reed was nominated as a Finalist in the Global Financial Planning Awards. The awards span across across three regions Read more…




Six tips for the end of the financial year

June 30 is around the corner, which means it’s time to start thinking about your tax return. Read on to discover six tips for the end of the financial year and how Read more…




Planning for your Retirement : Reduce your worries

Planning for your Retirement early means you are in a better place to enjoy what really matters and reduce your worries. Read this guide to find out how –   Entering Read more…




Re-Nesting the Egg – Australian Over 50’s Living and Lifestyle Guide

David Reed Australian Financial Adviser of the Year 2015 shares his thoughts on “Re-Nesting the Egg” with Australian Over 50’s Living and Lifestyle Magazine. David outlines important factors people should Read more…




David Reed “Most Recommended Financial Adviser 2015”

David Reed awarded “Most Recommended Financial Adviser 2015”  BOOK YOUR FREE APPOINTMENT HERE On 12 April 2016  in Melbourne the Beddoes Institute announced the 2015 winners and finalists of its Read more…




David Reed talks Retirement with 2GB’s Chris Smith

David Reed talks Retirement Planning with 2GB’s Chris Smith David suggests “Know what you are retiring to not just what you are retiring from”. Did you know – “The suicide Read more…




The average retiree spends 43.5 hours per week watching television

The average retiree spends 43.5 hours per week watching television. (Age Wave, 2012) Identify your values in life and discuss with others how your vision of retirement should be. Pleasure Read more…




The Paradox of Leisure in Retirement

The Paradox of Leisure – A retirement that totally consists of leisure must be a good thing, right? Psychologist Barry La Valley highlights an important perspective on this myth: “We Read more…




David Reed 2015 AFA Advisor of the Year presents at The Zurich ‘Blueprints for the Future’ Roadshow.

David Reed 2015 AFA Advisor of the Year presents at The Zurich ‘Blueprints for the Future’ Roadshow. Recently David was fortunate to be invited to present at the Zurich “Blueprints Read more…




How to keep your brain active

Neuroscience has proven that your brain is a muscle (Manin, Hong and Clark, 2013) Just like any muscle, if it’s not active it can atrophy and wither. The well known Read more…




Should you sell your family home when entering an Aged Care facility?

Should you sell your family home when entering an Aged Care facility? If you are part of the ‘sandwich generation’, ie. caring for your own kids and parents at the Read more…




Retirement is one of the top 10 most stressful life events

Retirement is one of the top 10 most stressful life events. (The Holmes-Rahe Life Stress inventory, The American Institute of Stress) When you are contemplating retirement, it is recommended that Read more…




The Next Phase Of Life – Retirement – Change how you feel

Changing The Way You Feel About This Next Phase Of Life – Retirement One of my goals is to consider retirement from the standpoint of how people feel about their Read more…




Focus upon retirement with Purpose and Meaning.

Successful Retirees are those that focus upon retirement with Purpose and Meaning. Those who succeed in retirement are those who obviously know what they are retiring from, but more importantly Read more…




50 years since Decimal Currency was introduced!

It’s funny looking back at major changes in life and remembering all the anxiety, opposition and upheaval that came with them. It’s hard to believe that it’s been 50 years since Read more…




2015 – AFA Adviser Of The Year Finalists Video

David has been nominated as a finalist for the AFA Adviser of the Year for 2015. This prestigious award will be hosted at the AFA Conference in Cairns on 27th Read more…




TRAC Staff Christmas Party 2014

In December, the TRAC team had an eventful staff Christmas party as we toured the Surry Hills and Moore Park area. The video highlights some of our light hearted activities for Read more…




Millennium3 – Innovation Award for The Retirement Advice Centre

In April 2015, our dealer group, Millennium3 Financial Services held their Australian conference. Millennium3 is one of the largest adviser groups in the country and over 300 people were in attendance for Read more…